FHA Mortgage, Interest Rates and Marketing

Get in on the ground floor with a full service mortgage lender.

Are you tired of working for a broker or net branch that has no control over the mortgage process?
There is a better way to do business.

R P Funding is a new, locally owned, FHA Direct Endorsement Lender. Get in on the ground floor with a Direct Lender. All loans are underwritten and closed in house (get to know the underwriters and closers). Loans are underwritten in 24 hours and closing time is 24 hours.

Our Head FHA Direct Endorsement Underwriter is top notch, and understands customer service. The entire staff has a “can do” attitude and is all about closing loans. The president started in the industry 10 years ago as a Loan Officer/Branch manager – this company was built to be what he always wished he could have found back then.

What we do:
We process loans efficiently and keep our sales staff informed
We underwrite most loans in 24 hours (even faster if you need to impress a new client)
Our closing department gets docs out in 24 hours and has great customer service
Programs include FHA, VA, FNMA, and FHLMC
We are a small company, no corporate politics.
There are only around 370 companies in Florida that can underwrite and close FHA Loans (we are one of them).

What we don’t do:
We don’t pay 100% commission
We don’t hire “just anyone”
We don’t do net branches

We are looking for two types of sales people:

1)Phone sales to work leads from marketing, direct mail, Internet and telemarketing

2) Outside Loan Officers who have relationships with Real Estate Agents, CPAs, Financial Planners, Builders (generate their own business)

Phone Sales:
Mortgage Originators EXPERIENCED with working inbound and outbound leads. Direct Mail, Internet, Telemarketed. You must be used to working with borrowers who are NOT referrals, be able to quickly build rapport on the phone and help people see through the “Bait and Switch” offers from the competition. If you have done this kind of work you know what I am talking about. We have a great CRM system and know how to get the phone to ring. Our commission splits for this type of work are very competitive and for the right person/experience/attitude we WILL PAY A DRAW/SALARY. We are also open to new ideas, if you have a lead generation technique you like that we are not currently using we would be happy to give it a try.

Outside Originators:
Mortgage Originators who have an established referral source and track record of closing loans through referrals. Your referral sources will love how fast we underwrite and close loans. FHA experience is preferred, but if you have the right following we are willing to teach you everything there is to know about FHA (our President has personally originated over 1,000 FHA loans and our head DE underwriter has approved around 5,000 – we know FHA!).

What to do next…
If you are interested, and think we would be interested in you, drop us an email or a call. You can send over a resume, but a brief description of what you have done, are doing, and what you would like to do… would be more helpful.

email: jobs519@rpfundingcorp.com
phone: 904-270-2812

I think its crazy how long some companies are taking right now to underwrite loans.  Hire more people! Do they not realize how many loans they are losing by advertising 30 day underwriting times?  I don’t know how anyone convinces a borrower to hang around for 30 days while a file sits in line for an underwriter.  Also how do you lock these loans?  Are loan officers locking loans for 45 days just to try and get through underwriting?

At my company we always underwrite a file in 48 hours or less.  Most of the time files are underwritten the same day.  That’s the benefit of being a small privately owned direct endorsement lender.  Having extra underwriters to maintain speed and customer service is worth it in the long run.

If you work in Florida and are fed up with long underwriting turn times and want a better opportunity give us a call.  We are looking to hire experienced loan officers who understand FHA Loans in Florida and who understand the benefits of great service.  Our corporate office can be reached at 904-270-2812.

Don’t wait weeks for answers on loans and don’t rush around at the last minute trying to get to closing.  If you are a Loan Officer or Real Estate Agent  looking for a lender who can get your FHA Loans closed with out all the hassles.  Look no further.

What makes R P Funding Special?

R P Funding is a small privately owned direct endorsement lender.  These means the company Underwrites, Closes and Funds its own loans (just like a big bank would), but is small enough and has local ownership  (like a mortgage broker) that we care about our customers and customer service.

When you get an FHA Loan through a mortgage broker they have to send the loan to another larger lender to be underwritten.  They lose all control when the file leaves their office.  This makes it harder to get updates and it usually takes much longer to get an approval.  In most regards working with a local office of a national lender isn’t much different.  The local loan officer sends the file off to a corporate lending department somewhere and loses all control.  This is where you get left in the dark.

 R P funding is a small privately held direct endorsement lender.  As the President I stay personally involved with all of our loan officers and meet many of our clients.  We make FHA Loans so the file never gets sent off to another party, yet we are small enough that you can get the great service you deserve. 

We are currently looking to build relationships with additional Real Estate Agents who understand the power of FHA Lending or want to know more about FHA Lending.  We are also looking for experienced loan officers who are fed up with bad service, slow underwriting times, and companies that just don’t care. 

If you would like to learn more about our company, check out our website or call our corporate office at 904-270-2812.